Personal Accident Cover - that provides Financial compensation against Injury, Disability, or Accidental Deatth

Key points : 
 - Costs : around Rs. 250 onwards for Rs. 15 Lakhs Cover 
 - Mandatory? Yes, It is mandatory if you own a vehicle to have Rs. 15 Lakhs PA Cover to any one of your vehicle
 - Medical check up? No, Pre-Medical Checkup required
 - how to buy? You can add this as an add-on to your vehicle Insurance or you can buy this directly / exclusively for yourself or for your employees.

Key Coverages : 

1) Accidental Death 
2) Permanent Total Disability
3) Permanent Partial Disability
4) Temporary Total Disability

Few plans also offers Accidental Hospitalization Expenses, Ambulance Charges, Child Education Support, Funeral Expenses

Key Exclusion : 

Natural death,  Self-inflicted injuries or suicide attempts, Injuries sustained while under the influence of alcohol or drugs, Pre-existing disabilities or medical conditions, Injuries from participation in high-risk activities or adventure sports (unless an add-on is purchased), Injuries arising from war, invasion, or criminal acts. 

Insurewinsure Advise : 

Who Needs Personal Accident Cover?

- Family Breadwinners & Primary Earners : Safeguard your loved ones’ financial future with accident cover that provides compensation in case of injury, disability, or accidental death.
- High‑Risk Professionals : Workers in hazardous jobs such as construction, manufacturing, or those who travel frequently benefit from added protection against unforeseen accidents.
- Vehicle Owners in India : A minimum personal accident cover of ₹15 lakh is mandatory for owner‑drivers of insured vehicles, unless they hold a separate standalone policy.

Team Insurewinsure
Ph : 98458 69930
email : contact@insurewinsure.com
website : www.insurewinsure.com